SME Expense Automation — Built for the Way India Actually Works.
Multi-branch, multi-role, Tally-native, mobile-first. Designed for the Indian SME owner who can't afford SAP and is tired of WhatsApp finance.
Built for: Indian small and mid-sized businesses (10-500 staff, 2-30 branches) where finance is currently 'a senior person + Excel + WhatsApp'.
The status quo is broken
What you're probably dealing with today.
Outgrew Excel + WhatsApp but can't justify ERP cost
Branch and head-office finance run in disconnected silos
Founder still personally approving every expense
Audit and compliance ad-hoc, not systematic
How PayMint solves it
The features that directly fix this.
Multi-branch from day one
Built multi-branch-first, not retrofitted. Add a branch in 15 minutes. Each branch operates independently; head office sees everything.
Tally + Power BI native
11-column Tally CSV exports + Power BI templates. Your existing accountant uses what they already know.
Role-based delegation
Founder steps out of the approval chain. Authorised managers handle approvals; founder sees real-time dashboards. Trust, but verify.
Indian-context defaults
GST splits (CGST/SGST/IGST), Indian fiscal year (Apr-Mar), branch-coded vouchers, INR formatting, Asia/Kolkata timezone. No Americanisation tax.
“Founder used to approve every voucher personally. Now the system handles 90% of approvals; he sees everything in real time.”
Frequently asked
Questions buyers actually ask.
Is PayMint affordable for an Indian SME?
Yes — we explicitly priced PayMint to be accessible to multi-branch SMEs that have outgrown Excel but can't justify SAP. Pricing scales with the number of branches; book a demo for a tailored quote.
How long does deployment take for a 5-branch SME?
First branch live within 24-48 hours. Each additional branch takes 15-30 minutes. Most 5-branch SMEs are fully live within a week.
Do my staff need training?
Branch staff (makers): under 5 minutes — the form is intentionally simple. Approvers: under 15 minutes. We provide a Bengali user manual on request and train all key roles during onboarding.
What if I outgrow PayMint?
PayMint is built on Firebase, which scales horizontally to enterprise. Customers running 50+ branches use the same product without architectural changes. You won't outgrow it; you'll outgrow other tools.
Can I keep my existing accountant?
Yes — that's the design intent. PayMint exports clean Tally CSVs; your accountant continues using Tally Prime exactly as they always have, just with cleaner inputs and no manual data entry.
See PayMint run your operation.
20-minute live walkthrough. No prep needed. Get a sandbox link the same day.